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Using How to Use Netbanking The process of net banking is extremely secure and hence you are able to use the net banking with no worries if you're a customer of Punjab national bank. It is an online medium to make online transactions. Although it is not very common in India because of the low internet literacy rate, it is finding its place especially among the young generation because of the advantages it has over branch banking. Internet banking has nearly all the qualities and services of branch banking and it's very user friendly also. At the very first time, when you login your internet banking account you've got to alter the user name and password given by the bank. At the moment, using IMPS, you will have to go to your bank's appno utilizing third-party apps for thisand visit the funds transfer section. Everybody has a bank account whereby they make major financial transactions. Every bank account has just one MMID. In case you've got multiple accounts